What is Policy Limits Research?

Policy limits research are searches performed on behalf of claimants and their legal teams by private investigators to identify potential insurance coverage and policy limits associated with a defendant.

This work exists specifically to combat insurance non-disclosure, a widespread and well-documented problem that routinely delays claims, suppresses settlement values, and harms claimants nationwide.

The objective is to restore balance and transparency to the claims process by ensuring attorneys and claimants can evaluate cases based on informed estimates of available insurance funds, not insurer silence or delay.